Bavarian Budgets

Achieve Financial Independence with German Efficiency

Hi, I’m Daniel, a German in the USAwho reached financial independence in just 4 years—while working a regular job. On Bavarian Budgets, I share some of my story, budgeting tips, and real-life strategies that helped me break free from the 9-5 grind.

I also offer 1-on-1 coaching to guide you on your journey to financial freedom if you’re looking to accelerate your path to financial freedom or early retirement.

Ready to take control? 

Then either hit the button below to learn more about the 1on1 coaching I offer, or dive into the blog and start exploring!

My daughter Elena and I

Latest articles

financial freedom - goal setting concept, handwriting on a napkin with a cup of coffee, personal development
Five steps to get you started on your journey to FI
Alright folks, if you’ve been following and you figured out your why and you read the post on how I achieved FI in 4 years, it’s time to create your own action plan. While this is likely a...
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How I achieved financial independence in four years
Alright guys & gals – 4 years ago there was a moment where work pissed me off so much, that I that I looked at my office cubicle and realized this couldn’t be everything life had to offer. That...
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My top book recommendations for business, life and achieving FI
I could not have done my journey to Financial Independence without the many books that helped me on the way.  Below is a clickable affiliate link list I am keeping updated with my top reading recommendations.  Basics...
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The how and why of FI
If you read the introduction post, you now know that I am now Financially Independent (FI), that is my passive income exceeds my monthly expenses. Now two initial questions might come to mind – the...
Medieval town of Rothenburg ob der Tauber, Bavaria, Germany
Meet the writer of this blog - Bavarian Budgets
Above, you can see my beautiful (almost) home town of Rothenburg in Bavaria, Germany. I grew up 10 miles from there and lived in that general area until I was 24 and emigrated into the US. It’s very...

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